High yield annuities offer interest rates, on average, that are anywhere from a half a point to two points higher than those offered through bank CDs. The same spread exists between high yield annuities and regular fixed yield annuities. Those types of interest rate differences can translate into a substantial advantage in accumulated earnings over time.
In this April 13, 2012 photo, Roy Clark smirks after joking around during his 79th birthday show at The Joint in the Hard Rock Hotel and Casino in Catoosa, Okla. Clark, the guitar virtuoso and singer who headlined the cornpone TV show "Hee Haw" for nearly a quarter century and was known for such hits as “Yesterday When I was Young” and “Honeymoon Feeling,” has died. He was 85. Publicist Jeremy Westby said Clark died Thursday, Nov. 15, 2018, due to complications from pneumonia at home in Tulsa, Okla. Tulsa World File, Tulsa World via AP
we only use the best interior paint which goes further as far as pricing a repaint we charge 2.00 a square foot floor space for walls ceilings and trim .on new construction using the best paint 3.90 per foot floor space that is with 3 coats on all surfaces but as being a professional for 45 years i recommend use a professional so that your paint will last longer and you wont have to pay to have it done more often i do free consulting in these areas i am more than happy to assist you with your projects 864-506-6666 just always remember good paint last longer and use a washable paint your home is your most valueable investment take care of it
In this Dec. 8, 2007, file photo, Czech-born filmmaker Milos Forman, Jury President of the seventh Marrakesh Film Festival, poses during a photo call on the second day of the Marrakesh 7th International Film Festival in Marrakesh. Forman, whose American movies "One Flew Over the Cuckoo's Nest" and "Amadeus" won a deluge of Academy Awards, including best director Oscars, died Saturday, April 14, 2018. Abdeljalil Bounhar, AP
Kristen Painter likes to balance her obsessions with shoes and cats by making the lives of her characters miserable and surprising her readers with interesting twists. She currently writes award-winning urban fantasy for Orbit Books. The former college English teacher can often be found on twitter @Kristen_Painter, Facebook at www.facebook.com/KristenPainterAuthor, where she loves to interact with her readers and on her blog, http://kristenpainter.com/blog/.
Keep an eye on the new cans as they're being brought in. Make sure they look new and don't have paint in the rim of the can. If it's a five-gallon bucket, check to see whether the lid is still sealed on with the plastic strip. The only time it's acceptable to mix water in the paint is when you're using a deep or ultra deep base paint to reduce its stickiness, which is rare with new paint technology. Dark primary colors are composed almost entirely of tint that makes it very hard to work with without adding water.
When selecting a color scheme for the home’s exterior homeowners can choose color options that will correct flaws that they may feel exist with their home and property.  Some examples include utilizing two shades of a single color to make a home appear appropriately sized when the home may be too large or too tall.  To accomplish this effect individuals will want to place the darker tone on the upper level of the home’s exterior.  Smaller windows can appear more proportionately sized by trimming them in a lighter tone of paint.  Darker colors make a space or feature appear smaller.  The same effect can be obtained for homes positioned further away from a curb.  By using lighter tones the home will not feel camouflaged.
The Coordinator. This person will care for the needs of the rest of the workforce, fetch drinks, make sandwiches, make runs to the store for last-minute needs, cook (or arrange) lunch and dinner, make phone calls, get directions, wash brushes, etc. Don't underestimate the need for this key person! When not gainfully employed, he or she can do some rolling.

To begin, move everything out of the room. Every painter we spoke with had a horror story about the time he didn't follow Rule No. 1. Bigger pieces of furniture can sometimes be left covered in the center of larger rooms, but if you are repairing drywall, says Chris Span, of Span's Quality Painting in Mobile, Alabama, "Take everything out. Drywall dust goes everywhere." Remove doors, light fixtures and hardware, and label everything with masking tape. Also, invest in drop cloths. "It's surprising how well a few drops of paint can cover a floor," says Rich Maceyunas, of Maceyunas Painting and Wallpaper in Waterbury, Connecticut. Buy high-quality drop cloths, such as canvas or paper-backed plastic. (Paint soaks right through lightweight fabrics and bedsheets.) Plastic sheeting works, but it's very slippery and doesn't absorb drips.
Primers aren't just diluted paint. They're formulated to establish a solid, even base, seal stains and ensure that the topcoats of paint go on smoothly and bond securely to the surface. "Most homeowners use latex primers, but the pros stick to alcohol and alkyd primers because they'll cover almost anything," says John Weeks, of John the Painter in Mobile, Alabama. Primer can affect the appearance of the topcoat. "It's okay to spot-prime the ceilings but not the walls, because primed spots will show," adds Span.
A number of factors help determine when you should paint your home’s exterior. These include your local climate and weather conditions, the age of your home, and the type of siding used. A high-quality finish in ideal conditions could last 10 years. But if your home takes a beating from the elements, you may need to repaint as often as every three years. Most homes can be on a 5-8 year interval. If you’re not sure if your house is due for a refresher, watch out for signs of deteriorating paint, such as fading and chipping.

Some contractors work on time and material others on a firm contract. I would never hire the former and am leary of the latter. A contractor may low-ball a bid to get the job planning to make a killing on change orders. If you say good morning to them, they charge you extra for that. If the contract is not very, very specific and extensively fleshed out or if they display their change order schedule prominently on top, show them the door.
I hired this person because he was listed on Angie's List. This man claimed he took and passed his contractor's license test after he signed me up for a project (Feb.) that included fixing cracks, painting, repairing a gate, installing a screen door, etc. He said he would charge me the original "handyman" prices. He postponed the start date, brought one worker who fixed a few cracks, repainted the gate terribly, but ruined a dining room ceiling when his worker used silicone in a tube instead of the expansion tape, spray ceiling covering, and paint I had purchased saying this silicone was "better". Then they said they would have to paint the whole ceiling and charge extra. They left holes in the walls and did a sloppy paint job in several places. I just paid them to get them out of my home as I felt intimidated as a senior citizen who is handicapped. I will try to have the main guy come back when I let him know what I need redone. Don't know if he will come back without charging me more.

In this April 13, 2012 photo, Roy Clark smirks after joking around during his 79th birthday show at The Joint in the Hard Rock Hotel and Casino in Catoosa, Okla. Clark, the guitar virtuoso and singer who headlined the cornpone TV show "Hee Haw" for nearly a quarter century and was known for such hits as “Yesterday When I was Young” and “Honeymoon Feeling,” has died. He was 85. Publicist Jeremy Westby said Clark died Thursday, Nov. 15, 2018, due to complications from pneumonia at home in Tulsa, Okla. Tulsa World File, Tulsa World via AP
When you refinish your existing cabinet doors, you get a whole new look without the astronomical costs normally associated with a kitchen remodel. It’s a much smarter way to update your space, especially if your cabinets are still in good condition. It doesn’t make sense to throw out perfectly good materials, just because you’re tired of the color.
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